If you need cash fast to cover an unexpected bill or other financial emergency, payday loans through LoanPig can quickly help you resolve your situation. With a fast application process providing you with the flexibility to choose the amount and repayment term you need up to ?1500, our instant payday loans online can be paid back in one repayment or spread over 12 months.
If your situation is a short term issue and you have the affordability, we can show you the lenders able to help you today. Ready to start your application? Click apply now for payday loans in the UK and once approved you could have the funds to use the same day.
What Are Payday Loans?
Payday loans are a type of emergency cash loan where you borrow a small sum of money over a short period of time. Payday loans online are a form of unsecured borrowing, meaning none of your personal property will be tied into the agreement. They are designed for those emergency moments where you may need quick cash to tide you over until your next payday and you don’t have any other means to pay, such as using savings or available credit.
The representative APR % on payday loans in the UK can be high, but because it’s calculated over a year rather than the actual term you take the loan out for, it isn’t always clear. You can see our representative example above to see that the interest you pay over a shorter term differs from the total ount and interest you’ll ever pay back, for example, on a ?100 loan is ?200 – you’ll never pay back more than 100% of the value of your loan in interest.
It’s best to choose instant payday loans carefully and make sure that it’s only to cover an unexpected or emergency bill, rather than a normal monthly occurrence or non-essential spend. If you’ve had an unexpected car repair bill or suffered a boiler failure, for example, payday loans in the UK can be the solution you’re looking for if you’ve tried other means first.
At LoanPig, we are in a great position to help customers when they need it most. The fixed APR on instant payday loans from LoanPig can be as low as 199% for a new customer (subject to status) and as low as 149% for our existing loan customers. Thanks to the flexibility of our loans, many of our customers find the best payday loans through us for their circumstances.
Below, we’ve pulled together a comparison for you to show you how much you could save if you took a loan out with us directly. (please note: if we cannot lend to you then the APR rates will be set by the lenders on our panel which may be up to 292%)
Payday Loans Online through LoanPig
With our instant payday loans, you can borrow up to ?1500 using your mobile phone, tablet, or computer, from the comfort of your home or anywhere with an internet connection. Our easy payday loans Apple Creek quick online application form takes just a few minutes to complete, and you’ll get an instant decision (in most cases). As LoanPig is a direct lender of payday loans in the UK and a broker, you are in the best place to get the loan you need, even if you have bad credit. Let us help you, like the thousands we have helped before, find the amount and terms you can afford and get approved today.
We are Direct Payday Loan Lenders
LoanPig is fully authorised by the Financial Conduct Authority (FCA) as short term payday loan lenders, and we are both a direct lender and broker. This means when using us to find the best payday loans online, you can trust your application will be treated fairly and all terms and conditions will be transparent so there are no hidden surprises. There are many rules that FCA authorised payday loan companies must follow when offering short term payday loans. Here are 3 of those rules:
When choosing from payday loan companies, ensure that they are authorised and regulated by the FCA. LoanPig’s FCA registration number is 736632.